Insurance and Fees

Dear Perspective and Current Patients,

Most group insurance plans cover mental health services (especially if the insurance is provided by an employer).  For most plans, there are no limits regarding psychotherapy (although for some there can be for psychological evaluations with psychological testing).  To be able to assist patient’s in finding affordable care, I am an in-network provider with many of the country’s largest insurers (please note that this list is subject to change):

  • Medicaid / “Community” Medicaid (this traditional style Medicaid restricts coverage for services to ages 0-20 years)
  • Cigna
  • Blue Cross/Blue Shield (includes all BCBS brands including Georgia/Anthem)
  • Kaiser
  • United Healthcare (UHC) / United Behavioral Health
  • UMR (United Medical Resources), a UHC company
  • Medicare (Regular and Railroad)
  • TriCare (Standard, Prime and Retiree for Humana East Region and for some the West Region)
  • Aetna
  • Optum
  • Multiplan 
  • CareSource (a Georgia Medicaid CMO)
  • Peachstate (a Georgia Medicaid CMO; as of 2020 restricts services to those age 20 and under)
  • Wellcare (a Georgia Medicaid CMO)
  • Amerigroup (a Georgia Medicaid CMO)
  • Ambetter (a Georgia Medicaid and Medicare program)
  • and others

Please Note.  Many smaller insurers not listed here will use the panel of a larger insurance company (like BCBS) as their own.  Also, many insurance plans offer out-of-network benefits (where you pay the discounted insurance rate for your therapy up front and submit statements to your insurance for potential reimbursement).  If you have question about your out-of-network benefits, please contact your insurance company directly.   

If Dr. McBee is in network for your insurance company, we will contact them to request an estimate of the amount that you will owe out-of-pocket for the treatment requested and will file your insurance for you (primary and secondary if you have two policies).  However, it is important to understand that is only an estimate (there are situations where we are not given the correct information and you may owe more or less than the amount we were provided as an estimate).

Information on Fees

  • Your insurance company sets your rates.

  •  Payment is due at the time of service.
  • Payment may be made with cash, check, and debit/credit card (including FSA/HSA cards) –  there is a flat fee for the use of a debit/credit card to cover the processing cost.

  • There is “quick pay” discount available to patients who do not wish to use their insurance benefit or do not have insurance coverage. Please call the office if you would like to discuss this cash option.

Please give at least 24-hours notice for cancellations. If 24-hours notice is not given for less than an actual emergency, you will be charged a late cancellation fee that is equal to the standard rate for a 45-minute session (note that this is the full fee for that session and not the co-pay amount). Cancellations must be done by telephone (either by speaking directly to me or by leaving an office voice mail); you may not cancel an appointment by email (as it may not be received by the provider in a timely manner).  Please note that your insurance benefit does not cover the cost of late cancellations or no showed appointments.